This short, digital course teaches the basics of personal finance for beginners. I cover the basic elements of debt, budgeting, spending, saving, and investing that everyone should know.
I share the strategy I used to go from $30k in credit card debt at age 32, to pacing towards retirement by 49.
Here's the problem: We're supposed to grow up and manage our finances responsibly. So why didn't anyone teach us about this in school? That baffles me.
I spent most of my life tortured by money one way or another. And by age 32, I was sitting on heaps of credit card debt with no real savings & no path to dig my way out.
I worked hard and played hard. And I never knew how to take care of the money I earned. So I made a lot of mistakes. And I learned about personal finance the hard way.
But I eventually changed my mind. I began appreciating savings & security over stuff. I paid off my debts, incredibly. And you know what? It wasn't so much about dollars as it was about mindset.
This course is a love letter to the old me. It covers the basics of personal finance I wish I'd understood a long time ago.
You'll get the basics of money management, packed into a short digital course, including:
- The week-by-week strategy I used to pay off my debt
- The simple, 4-step game plan to a proper family budget
- The fool-proof strategy for mindful spending
- The 3 critical components to setting up a savings plan
- One tried-and-true method to get started in the stock market
I provide simple explanations & tips on subjects we manage in our everyday lives - including debt, budgeting, spending, saving, and investing.
And by the end, you'll understand why these pillars of money management matter, how they all work together, and what you can do to improve your financial outlook today.
Here's a sneak preview of what's inside. Check it out.
Part 1: Course Intro
- Intro, objectives & outline
- Laying Your Foundation
Part 2: Debt
- What is debt?
- Why does it matter?
- A game plan for paying off debt
- Questions to consider before taking on new debt
Part 3: Budgeting
- The importance of budgeting
- How to create your budget
- How to track & analyze your progress
Part 4: Spending
- The Spending Mindset
- How to reduce spending
Part 5: Saving
- Why it matters
- The biggest mistake a saver can make
- Defining your savings buckets
Part 6: Investing
- Why is investing important?
- What is the stock market & what is a stock market index?
- The power of compounding returns
- Basic types of stock market investments
- Brokerage options
- A simple plan to start investing
Part 7: Your Homework
- Your money makeover action checklist.
Who is this course made for?
This course is for anyone who wants to learn the basics of personal finance and get the most out of their money.
Why is financial literacy important?
The mistakes I made with my finances were because I didn't know any better. Ignorance is expensive. Knowledge is power.
Why the heck should I listen to you? Who are you?
I'm a regular person just like you. I'm not a stock broker or a financial advisor, or anything like that. I'm just a person that clawed my way out of debt and started investing my money in the stock market. In the process of doing all that, I discovered that money management & stock market investing isn't nearly as complicated as the financial industry would like you to think. I aim to make personal finance & investing approachable to the average person. No financial wizardry here. Just solid advice in plain English.
What will I learn in this course?
How to wrap your mind around your money, in an approachable way. Simple action steps to pay off debt, create & follow a budget, save as a habit, and start investing in the stock market.
How long will it take to see results?
It depends on your financial situation, so that I can't say. But I'll tell you straight: financial wellness is a long-game.
I don't have any overnight hacks or secrets for solving enormous credit card debt overnight. I don't talk about crypto-currency or risky ways to make money fast.
I educate people on the basic elements of personal finance & stock market investing. My information appeals to people playing the long-game.